Pharmaceutical Benefits Scheme (PBS) for International Students in Australia

Healthcare costs can add up quickly, especially when you’re studying far from home. That’s where the Pharmaceutical Benefits Scheme (PBS) steps in.

What To Know About Pre-Existing Conditions For International Students

This guide explains how pre-existing medical conditions affect Overseas Student Health Cover (OSHC) in Australia. A pre-existing condition is any illness or symptom present before your OSHC started or arrival in Australia. Most OSHC policies have a 12-month waiting period for hospital treatment of pre-existing conditions, though GP visits might still be covered. Insurers, via their medical practitioners, determine if a condition is pre-existing. It's crucial to declare all conditions and understand policy details to avoid unexpected costs.

OSHC & Coverage For Extras

OSHC covers essential medical services for international students in Australia, but doesn't include "extras" like dental, optical, or physio. Extras cover is optional private health insurance for everyday health needs, reducing out-of-pocket costs. It has waiting periods (e.g., 2-12 months) and varying coverage levels. Contact your OSHC provider to add extras.

9 Essential Tips for Balancing Your Social Life and Studies

5 Tips to Prepare for Emergencies When Living in Australia

Living abroad can be an exciting experience filled with opportunities to explore new cultures, meet people, and grow both personally and professionally. However, navigating life in a foreign country comes with its own set of challenges, particularly when it comes to emergencies.

How to Make An OSHC Claim: Step-by-Step Guide

Our step-by-step guide outlines everything you need to know about making an OSHC claim, should the time come. Keep reading to learn more about how to ensure this process goes as smoothly as possible.

Working in Australia: A Guide for International Students

Working in Australia while studying is a great way to create friendships and build networks. Working in a casual or part-time job as an international student helps you manage living costs and gain valuable experience, and may even provide a career pathway when you graduate.

OSHC Coverage and Benefits: A Comprehensive Guide for International Students

There are numerous benefits to having OSHC coverage beyond the legal requirements which we will outline in this blog.

What is Bulk Billing and how it affects students

One of the most beneficial aspects of the Australian Medicare system is bulk billing, which allows patients to access medical services without the need for upfront payments. 

Understanding OSHC Policies and Terms

If you’re planning on travelling to Australia for your studies, one of the most important things you must consider is your health insurance. That’s where OSHC (Overseas Student Health Cover) comes in.